Verified customer feedback
What Our Customers Say
4.8/5Based on 2,500+ reviews from business owners
150K+ businesses funded since 2006. Here's what owners say about the process, the people, and the results.
Customer reviews
Showing 24 of 24 reviews
Filled a critical payroll gap
“Our biggest client paid 45 days late and payroll was due. We drew on the line Friday morning and everyone got paid on time. The process was faster than our bank's wire department.”
Finally replaced our aging fleet
“Three delivery trucks were costing more in repairs than they were worth. Equipment financing got us four new vehicles with a payment that fit our monthly cash flow.”
A straight answer in one call
“Other lenders made me feel like I was being sold. Here, someone listened to my numbers, told me what I qualified for, and explained why. No pressure, no runaround.”
Seasonal cash flow solved
“We sell patio furniture in spring and summer. Having a line to draw on in February lets us stock inventory before the rush without draining the operating account.”
Construction equipment without the delay
“We needed an excavator for a municipal contract that started in two weeks. The financing was approved before the vendor finished prepping the machine.”
Refinanced expensive short-term debt
“We were paying down an advance that had taken a bite out of every day. The term loan stretched the balance over 24 months and freed up real working capital.”
First SBA loan and not intimidating
“I never thought I'd qualify for an SBA loan. The advisor broke the paperwork into weekly tasks and checked in before I had to ask. We closed in under three months.”
Inventory for the holiday window
“We bought twice our normal gift inventory in September. The term loan funded in two days and we sold through 80% of it by Black Friday.”
No hard credit check until we were ready
“I was nervous about inquiries affecting my score. They ran a soft pull for the offer and only did the hard check once I decided to move forward. Exactly what they promised.”
Opened a second coffee shop
“The build-out, espresso machines, and initial hire costs all came from one term loan. The first six months had lower payments, which gave us room to ramp up.”
Replaced the entire POS system
“Five locations were running on outdated registers. Equipment financing covered new terminals, kitchen displays, and back-office software in one bundled deal.”
Bridge between project phases
“We invoice net-60 but subcontractors want net-15. The line bridges that gap on every project. It's become as normal as our checking account.”
Funded after a bank declined us
“My bank wanted two years of tax returns and a perfected business history. We were 18 months old but growing fast. They looked at deposits and approved us in a day.”
Bought a competitor's book of business
“A retiring competitor sold us his client list and tools. The term loan covered the acquisition and the transition, and we doubled our recurring revenue in one quarter.”
Medical equipment in a week
“We added a diagnostic ultrasound machine to the clinic. The financing closed in five days and the vendor delivered before the next patient schedule.”
Covered the slow months
“January and February are brutal for us. We draw a little each week, pay suppliers, and then pay the line down when tourist season starts. It's a real safety net.”
Advised against what I asked for
“I wanted more than I needed. The advisor recommended a smaller amount and showed me the amortization. That honesty built trust, and we've used them three times since.”
SBA 504 for our own building
“Rent kept climbing every year. The SBA 504 let us buy the warehouse we were leasing. The down payment was reasonable and the rate was fixed for the long term.”
Emergency repair fund that actually works
“Our main oven went down during a wedding season weekend. We drew from the line, got a technician in, and had it running by Monday morning. No events canceled.”
Scaled the maintenance team
“We hired three technicians and bought service vans. The term loan covered the vehicles and onboarding, and the new contracts we signed paid for it within six months.”
Point-of-sale financing for a new location
“We opened a third storefront and needed everything from shelves to the register. Equipment financing kept the grand opening on schedule and under budget.”
Real person on the phone
“I expected a chatbot or a call center. Instead I got a dedicated advisor who remembered my business from week to week. That matters when you're borrowing for payroll.”
Technology upgrade for the warehouse
“We installed conveyor sorting and barcode scanners. Equipment financing let us modernize without a massive cash outlay, and fulfillment speed jumped 40%.”
Consolidated everything into one payment
“We had three small advances and a vendor credit line. The term loan consolidated them into one monthly payment, and the cash flow visibility alone was worth it.”
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